NEW
Enjoy a Complimentary Auto Servicing package worth $108 with purchase of your private motor car insurance now! T&Cs apply.
Tel:
6749 6110
24hours Motor Emergency:
9826 0610
The Authorised Agency for leading insurers ETIQA, NTUC and AIG
on your motor insurance!
Buying a Motor insurance is like buying a car. It is what you need and not what is 'cheap'. It is worth speaking to your advisor to help you understand your need better.
Sandy Fang, Director of Insmart (Insurance) Agency Pte LtdTo help you understand the needs better, there are 5 insurance terms that affect the premiums when you renew your policy.
Comprehensive covers most basic risks, such as loss, damage to the vehicle, third party liabilities and claims, in the event of an accident. Third party, fire & theft and Third party only covers damage and injury liabilities to Third Party only.
It is the amount the policy holder bears in the event of a claim.
If your car is under warranty, sending the car to the agent's workshop for repairs is ideal.
Accidents involving unnamed Young Driver (below 27 years) or Inexperienced Driver (less than 2 years driving) carry a higher excess amount. It makes a difference to the additional excess payable in the event of an accident driven by the Named driver and Authorised driver.
We represent ETIQA, NTUC and AIG.
| Consumer | Commercial |
|---|---|
| Fine Art Insurance (Individual) | Business/Office/Retail Package Insurance |
| Golfers’ Insurance | Corporate Travel |
| Home Insurance | Foreign Workers Medical |
| Maid Insurance | Foreign Workers Bond |
| Motor Insurance (Private & Commercial) | Fine Art Insurance (Corporate) |
| Motor Cycle Insurance (Private & Commercial) | Group Personal Accident |
| Marine Hull Pleasure Craft Insurance | Marine Cargo/Marine Hull |
| Personal Accident Insurance | Professional Liability |
| Student’s Travel Insurance (for overseas studies) | Performance Bond |
| Travel Insurance (Individual/Family) | Public Liability |
| Work Injury Compensation | |
We offer our represented insurers’ Commercial lines products to meet your company insurance need.
Business Business/Office/Retail Package Insurance provides flexible coverage in one affordable and convenient package for your business. This package is specifically designed for small and medium sized enterprise.
Burglary Insurance provides you with protection should your business premises be broken into and burgled. It also provides indemnity for damage caused by theft or attempted theft.
This policy covers your property for any accidental physical loss or damage (other than loss or damage specifically excluded in the policy).
This policy can be taken with an existing fire policy.
This policy provides all risks cover during the construction period for contract works against loss or damage to property and third party liability for accidental bodily injury or property damage in connection with the performance of the contract. The Contractors/Erection All Risks policies are specially designed for building contractor or developer.
This policy provides the most innovative and extensive insurance for directors and officers their personal liability (including lawyer fee for defending a claim) while acting in their capacity as a Director or Officer of a company.
This policy protects your business equipment and machinery. It indemnifies you against the risk of accidental physical loss or damage to property due to external causes while at your premises, during loading, unloading or land transit.
The Policy covers loss, destruction or damage to property insured arising out of fire, lightning and named perils.
This policy covers you in respect of glass breakage within your business premises.
Our Money Policy indemnifies you against the loss of money while in transit between your premises and the bank or post office and vice versa at your premises, provided all money is securely locked in a safe, strongroom, drawers, cabinets or cash registers.
The policy covers the named individual or legal entity against an allegation of negligence, error or omission from a third party in the course of providing your Professional Service.
In accordance with Section 23(1) of the Workmen's Compensation Act, it is compulsory for an employer to insure his employees against accidental bodily injury arising out of and in the course of employment.